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Kroger Ending Baby Club Rewards Program

If you are enrolled in Kroger’s Baby Club rewards programs, be sure to check your mail.  I just received a letter from them, notifying me that they have decided to end their current Baby Club program,...

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Laptop In Need Of Repair

This will be my last post from my laptop this week.  The hinge connecting the lid of the laptop to the base of the laptop is broken.  I contacted Lenovo’s customer support staff last week, and they...

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Keeping A Close Eye On Those Medical Bills

I recently had to have a kidney stone removed.  The hospital estimated the cost of the procedure, and offered me a 20% discount – if I paid my portion on the day of the procedure.  I paid the estimated...

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It Never Hurts To Call

I got dinged with a late-payment fee. It happens. Last month, it happened to me.  Twice. I’m usually very thorough when it comes to paying our bills on time.  However, last month, something happened,...

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Paying Off Our Mortgage – Update With Chart May 2015

Whew!  We have had a busy few months – but I’m back with an update on our progress to payoff our mortgage.  For those new to the site – We have a fixed, conventional, fifteen-year mortgage. Our goal is...

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A Simple DIY Way To Make Mulch

Like many folks, we have shrubbery beds surrounding our home.  Today, I had a few extra hours after work, so I grabbed my favorite pruning shears and began the process of pruning our shrubs. We have...

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Paying Off Our Mortgage – Update With Chart September 2015

It’s time for a new chart!  We are working to pay off our fixed-rate, conventional, fifteen-year mortgage. Our goal is to pay it off in less than 10 years. I use a simple pie-chart to track our...

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How I Find Free, Inexpensive, And Cheap Tools

Tools for DIY projects can get expensive.  Over the years, I’ve managed to accumulate a pretty decent set of hand tools and power tools – most at discount prices, and some for free.  Here’s how – I...

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A Day Organizing Documents

2015 has been an incredibly busy year around the old NCN household.  Honestly, I’ve slacked off a bit with my bookkeeping and document organization – so I took a few hours today to clean things up and...

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Get Out Of Debt – The Emergency Fund

I recently wrote about our debt reduction process – a simple one-page guide to getting out of debt. Over the next few days, I plan to elaborate on each of the steps mentioned in the article, starting...

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DIY Digest – Some Of My Favorite DIY Youtube Channels

Welcome to the DIY Digest – featuring DIY tips, techniques and resources. I love DIY projects – and these 6 DIY Youtube Channels inspire me to tackle projects around the house and in the shop. I have...

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Get Out Of Debt – A Better Budget

I recently wrote about our debt reduction process – a simple one-page guide to getting out of debt. Step 2 of our process was: We created (and followed) a zero-based budget. We “spent” our paychecks,...

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Get Out Of Debt – Quick Tips

I love hearing stories about how folks are getting out of debt – and living debt free! Several years ago, my wife and I paid off all of our consumer debt – and we are now in the process of paying off...

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Paying Off Our Mortgage – Update With Chart July 2016

My wife and I are working to pay off our fixed-rate, conventional, fifteen-year mortgage. Our goal is to eliminate our mortgage debt in less than 10 years.  We purchased our home in February of 2010 –...

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My Favorite Pants Are On Sale!

I am a legit fan of the Lee Men’s Performance Series Extreme Comfort Khaki Pant.  I own 8 pairs of these awesome pants!  Here’s why I’m such a fan – These are the most comfortable pants I’ve every...

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Big Goals Require A Bold Plan

It’s confessions time.  For the past six months, I’ve been coasting.  After more than a decade of focusing on our personal finances, I took the gas of the pedal and relaxed a bit.  I spent rather...

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Day One: Getting Started

It’s Day One of my plan to reorganize my finances and improve this website.  Today’s tasks took just a few minutes each to complete – and set the groundwork for future steps.  Here’s what I did – I...

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Turn Minutes Into Money

Last night, I set about the task of eliminating or reducing expenses. Each trip to the store, phone call or web visit took just a few minutes, and resulted in some pretty decent savings.  By the way,...

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$25 Off $100 In Dewalt Tools On Amazon

I am a big fan of Dewalt tools – and between now and December 22, 2016, you can save $25 when you purchase $100 of select products.  Click the link to see a list of tools included in this offer and to...

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Podcasts Are Awesome – These Are My Favorites

It makes sense that I would love podcasts, because I learn by listening.  Once in a while, I like to share my favorite podcasts with my readers – as a way to thank the various podcast creators and...

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